Life Insurance is one of the most basic planning tools to protect your family. There are many different ways to get life insurance coverage and many carriers to choose from.
Do I need permanent or term insurance?
As an independent adviser, we have the means to create a life insurance plan that meets the short term and long term objectives. We also have access to multiple insurance companies to assure that you have the right policy for your needs.
If you have an existing policy: When was the last time it was reviewed?? In many cases, you may be able to get more insurance and/or less premium even though you may be older. If your policy is 10 (ten) years or older, it is time to get it reviewed.
Did you know?? That many new policies have living benefits allowing you access to all or a portion of your death benefit in the event of a critical disease, long term care or terminal illness.